You know that old expression: if it seems too good to be true -it probably is! Well- I believe it! Last summer/fall, Dr. Coleman and myself (but really mostly him) were offered an opportunity to buy in to the surgery center we were using mostly at that time. The buy-in was very costly in comparison to other surgery centers but the payouts were also higher than the others. In total each investor would be on the hook for $400,000!!!! Most of that money was a debt note you signed at the bank so you only needed 10% up front. We puzzed and puzzed till our puzzlers were sore!!! (expression from The Grinch-just couldn't help myself) But in the end- we decided not to go forward with the investment. Since that time- we have taken most of our cases to the surgery center adjacent to our current office. Apparently, the volume has dropped SOOO much at the previous surgery center the stock shares are worth 1/3 of what doctors paid for them, and the center might just go out of business!!! So glad we didn't invest with that company. It just was too good to be true!!!

Another note: I have been working to refinance my ARM mortgage to a lower rate and take some cash out. What a ridiculous process! I feel the whole process is shady!!! (Comments shouldn't be taken personally, not meant to hurt anyones feelings. I really don't trust car salespeople - again how do they figure out the price to charge you- just appears shady to me - that's all!)